ArthaKnow what’s safe to spend.Budgeting that opens on what’s safe to spend.
What’s left for the month once the bills still to come are counted, and what that comes to each day, with no bank login.
Anwar Creative Studio. Looked for it. Didn’t love it. Built it.
Anwar Creative Studio is an independent software company making apps for iPhone, iPad, Mac and Apple Watch. Each one began as an app we wanted and couldn’t find.
Safe to spend
$2,070
On pace$103 a day for 20 days
November so far
GroceriesCorner Market · yesterday$142.68
PhoneBill paid Nov 4$85.00
Dinner outEating out · Saturday$64.20
Mail
4 conversations · 3 due soon
Needs YouPrimaryEverythingUnread
Waiting on 2 repliesLongest 5 days ›
Due soon
JO
James Okafor9:50
↳ James asked for the revised scope by Friday
Partnership proposal
SL
Sofia Laurent9:31
↳ Sofia asked you to confirm Thursday
A place at the table
MC
Maya Chen8:45
↳ Maya asked you to approve the creative direction
The next chapter
When you can
OG
Oliver Grant8:27
↳ Oliver is waiting for your choice between two options
A moment before we move forward
ArthaKnow what’s safe to spend.
CorresEmail, considered.Email that opens on what needs you.
Gmail, Outlook, iCloud and other accounts in one inbox, with the emails that ask something of you first and the reason each one is there.
ArthaKnow what’s safe to spend.One number for the rest of the month.
Artha opens on what’s safe to spend for the rest of the month, with the bills still to come already counted, and what that comes to each day. No bank login, ever.
- One account on the web, iPhone, iPad, Mac and Apple Watch4
- Spending comes in from statements you check, Apple Pay, your bank’s texts and emails, or your watch
- 18 languages and about 160 currencies, with no ads or tracking
Safe to spend
On pace$103 a day for 20 days
November so far
LunchEating out · just now$32.00
GroceriesCorner Market · yesterday$142.68
PhoneBill paid Nov 4$85.00
Assistant
I’ll add $32.00 to Eating out for today. That leaves $2,038 safe to spend this month.
Add itChange
Added to Eating out. That’s $101 a day for the rest of November.
November plan
$6,500
$3,250Bills
$1,180Everyday
$2,070Left
Groceries$212 of $520
Eating out$352 of $330
Transport$148 of $280
From a card statement
Review 14 transactions
Corner MarketGroceries · suggested$126.34
Fuel stopTransport · suggested$52.80
Noodle barEating out · suggested$46.75
BookshopShopping · suggested$32.50
Save 14Edit first
Saved 14 transactions. The statement file wasn’t kept.
CorresEmail, considered.Most email asks nothing of you.
Corres finds the few emails that do, says why, and lets the rest wait. It reads and sorts your mail on your own device, using Apple Intelligence where your device has it, so your mail never goes to us or to an AI company.
Also from Anwar Creative Studio
Experiments →
Newsroom
Latest news.
All news →Our commitments
Four promises you can check.
Your data isn’t the product.
We don’t show ads, run trackers or sell what you do in our apps. They’re paid for by the people who use them, through Artha Pro and Corres Pro.
Private where it counts.
Artha never asks for a bank login, and a statement you import is read once and never kept. Corres reads your mail on your own device, so it’s never sent to us or to an AI company.
Nothing changes behind your back.
Artha’s assistant suggests changes, and only your tap saves them. Corres checks every summary against the email before you see it, and never sends a reply you haven’t approved. If something doesn’t go through, you’ll know.
Native, down to the details.
Both apps are written in SwiftUI. They follow your text size, keep working without a connection and work with VoiceOver. The everyday parts get the most care.
Privacy
What each app sees, in plain words.
Neither app shows ads, runs trackers or sells your data. Here is what each one reads, keeps and sends.
| Topic | Artha | Corres |
|---|---|---|
| Where your data lives | On Artha’s server, in one database used only by Artha, so the website and the apps always agree. | On your iPhone, iPad and Mac. Mail goes from your email provider straight to your device. |
| Signing in | Artha never asks for a bank login. Spending comes from you, your statements, Apple Pay or your bank’s texts and emails. | You sign in with Google or Microsoft directly, so Corres never sees those passwords. |
| What our servers see | What you enter, kept to your account alone. You can export all of it at any time. | Never your email. Your device’s token and account addresses for notifications, the web domain a logo comes from, and a sealed iCloud password only if you turn on Instant Notifications. |
| AI | Off until you say yes. Then Anthropic’s Claude reads only what one job needs, and doesn’t train on it. | Runs on your device with Apple Intelligence. Your mail is never sent to an AI company. |
| Never kept | Statement files, bank texts and emails. They’re read once and never saved. | Read receipts and tracking pixels. They’re blocked until you choose to show images. |
| Leaving | Delete your account and it’s erased after 30 days, in case you change your mind. | Remove an account and its mail leaves your devices. Turning off notifications deletes what our relay held. |
Questions
Before you try them.
Artha
Is Artha free?
Yes. Safe to spend, budgets, bills, accounts, receipts and statement files are free with no time limit. Artha Pro adds the assistant, receipts and scans read for you, scenarios and longer reports. Pro isn’t on sale yet: during the beta everyone has it free, and anyone with an account by November 12, 2026, or who uses the apps on TestFlight before the sale, keeps it free for good.
Which devices does it work on?
Any current web browser, and the apps for iPhone, iPad, Mac and Apple Watch, all on one account.
Does it connect to my bank?
No, and it never will ask for a bank login. You add spending yourself, import a statement you check row by row, or let Apple Pay and your bank’s texts and emails log purchases for you.
Where is my data?
In one database used only by Artha. It’s yours alone, you can export all of it at any time, and deleting your account erases it.
When does the beta end?
When the app is on the App Store. There’s no date yet. The website is ready to use now.
Corres
Is Corres free?
Mail is free: every account, reading, writing, search and organizing, and how many emails need you, with the reasons for the first three. Corres Pro adds all of Needs You, Waiting, answers in Search, summaries and suggested replies. Everyone on the TestFlight beta gets Pro free.
Which devices does it work on?
iPhone, iPad, Mac and Apple Watch. One Corres Pro covers all of them, and the accounts you add follow you through iCloud Keychain.
Which email accounts work?
Gmail, Google Workspace, Outlook, Microsoft 365, iCloud Mail and almost any other email with IMAP, such as Yahoo or Fastmail, together in one inbox. On the Mac, Proton Mail works through Proton Mail Bridge.
Where is my email?
On your devices. Corres downloads it from your email provider and sorts it on your iPhone, iPad or Mac. Our servers never receive it.
When does the beta end?
When Corres is on the App Store. There’s no date yet. The build planned as 1.0 is with testers now.
Artha is free on the web today, and Corres is free while it’s in beta. We read every message, so tell us what you find.
- Betas are installed with Apple’s free TestFlight app. Each beta build works for up to 90 days, and a newer build replaces it before then.
- Artha Pro isn’t on sale yet, and during the beta everyone has it free. Then it’s $9.99 a month or $79.99 a year in the US after a one-month free trial, and Artha itself stays free. Accounts made by November 12, 2026 keep Pro free for good, and so does anyone who uses the apps on TestFlight before it goes on sale.
- Corres Pro is included free in the TestFlight beta. After launch it’s $14.99 a month or $149.99 a year in the US after a two-week free trial; mail stays free.
- Artha needs iOS, iPadOS, macOS or watchOS 26 or later, or a current web browser. Corres needs iOS or iPadOS 17, macOS 15 or watchOS 10 or later. Corres summaries, rewrites and replies written in your own style need a device with Apple Intelligence.
- Until Google finishes reviewing Corres, Gmail works in the beta only for addresses added to Google’s test list, and Google asks testers to sign in again every seven days. Outlook, iCloud and other email work right away.
The app screens on this page are drawn in code from the real apps, with sample figures and made-up people.